info@rfbookcpas.com
Raymond F. Book & Associates, P.A.
Charting the Course to Financial Goals

 

We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

Retirement Income PlannerUse this calculator to evaluate your retirement income plan.
Social Security BenefitsUse this calculator to estimate your Social Security benefits.
Required Minimum DistributionsThe IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions.
72(t) CalculatorThe IRS Rule 72(t) allows for penalty free, early withdrawals from retirement accounts. This allows you to begin receiving money from your retirement accounts before you turn age 59 1/2 without the normal 10% penalty. Use this calculator to determine your allowable 72(t) Distribution and how it can help fund your early retirement.
Mortgage CalculatorUse this calculator to view the total interest and total payment for a mortgage based on the loan amount, term, and interest rate you enter.
Mortgage Refinance BreakevenUse this calculator to determine if you should refinance your mortgage and when you will break even.
Loan CalculatorUse this calculator to view the monthly payment, total interest, and total payment for a loan based on the loan amount, term, and interest rate you enter.
Accelerated Debt PayoffConsolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. The process is simple, just apply a portion of your consolidated loan's monthly payment savings to the consolidated loan's balance. You can save hundreds, even thousands in interest and shave years off of your loan!
Bi-weekly Payments for an Existing MortgageThis calculator shows you possible savings by using an accelerated bi-weekly mortgage payment. By paying half your monthly payment every two weeks, each year your mortgage company will receive the equivalent of 13 monthly payments instead of 12. This simple technique can shave years off your mortgage and save you thousands of dollars in interest.
Net to Gross Paycheck CalculatorThis calculator helps you determine the gross paycheck needed to provide a required net amount.


Welcome
Our Firm
Services
Questionnaire
Our Staff
Newsletter
Calculators
Calendar
Links
Send a Secure File